HIDDEN HEALTH RISKS IN RETIREMENT

Retirement is often seen as a well-deserved time to relax, travel, and enjoy the fruits of a long and industrious career. However, beneath the surface of this idyllic vision lie several hidden health risks that can significantly impact retirees' quality of life.

In addition to helping people with their investments and their retirement finances, you may not be aware that I also have a health and wellness business.  I want you to be able to fully enjoy your money in retirement by being as healthy as possible.

Retirement is one life’s major transition points and can be very stressful for many people. The shift can be particularly jarring for those with high powered careers.

The data indicates that retirement can lead to a variety of health issues.

A study from the Harvard School of Public Health found that retirees face a 40% higher risk of heart attack or stroke compared to those who remained employed.  Similar findings have linked retirement to increased rates of cardiovascular disease, cancer, depression and anxiety.

Employment often requires problem-solving, learning new skills, and critical thinking, all of which keep the brain active and engaged. Retirement can lead to a decrease in mental stimulation, which may accelerate cognitive decline and increase the risk of developing dementia and Alzheimer's disease.

We know the health risks, but we also know the cures.  Taking action in retirement to counteract the health concerns is critical to living well and living longer. 

Routine and Purpose

One of the major reasons for the health problems listed above is a lack of a consistent routine in retirement.  While you were working, you had to follow a consistent routine.  It is important to develop a new and different routine in retirement. 

• You may wake up a different time, but make sure you get into a new sleeping and waking pattern. 

• You may not be heading into the office first thing in the morning, but you should create a routine that gets you going soon after you wake.  The first part of your day is a good time for exercise.

• Set aside time to use your brain every day.  It is important to challenge yourself mentally.

• Focus on your social connections.  Isolation is not a good thing.  Make sure your retirement activities involve groups. 

A lack of purpose and a lack of social connections has been tied to bad health outcomes for seniors.  Losing that reason to get up every day is a big challenge for new retirees. 

You can replace your previous employment with something else.  It could be volunteer work.  It could be joining groups. 

The most successful and healthy seniors “retire to something” rather than “from something”.  Find your thing.

Stay Disciplined My Friends,

Phil

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