SAFE INVESTING

Yesterday, we discussed the urgent need for a way to protect your life savings from getting crushed in stock market collapses. 

The investment services industry has nothing to help you with this challenge.

Trying some half-baked approach on your own will only lead to disaster.  There are literally millions of those sad stories.

We all want Growth and Safety.  We have been told we can’t have both – that you can either have an investment strategy built for Growth or one built for Safety.  I simply couldn’t accept this.  I thought we could use the markets irrational movements to our advantage. 

I spent the better part of a decade using my “Mad Scientist” data skills working on a solution to this problem. It wasn’t easy.  If it were, everyone would be doing it. 

I toiled and toiled away at this thing until I had something that I could prove would work.  I love this kind of challenge.  It isn’t perfect, but it is better than anything I have seen or tried before.  And perfect was not the goal, just better.

The hardest part was building in a mechanism to recognize when the computer model is wrong.  This is what is missing form every other model that attempts to shift out of the stock market to avoid bear markets.  The market can be fickle, so the computer models get “faked out” on occasion.  To make this work, we needed a system that minimized the impact of these false alarms. 

The systems used by the professional investors are based on rolling averages and they are not very accurate, and they are too slow to react when they are wrong.

I must admit that there were months of sleepless nights trying to figure out this challenge.  I enjoy reading Ryan Holiday’s books and in THE OBSTACLE IS THE WAY he talks about how obstacles always break apart under relentless pressure.  This powerful investing system is proof of that. 

Yesterday, I mentioned that I would show you how the system performed in the 2022 and 2023 bear market.  In the chart below, I compare the value of a portfolio using the Market Signals system to one using a Target Date fund (the Fidelity 2050 fund).  The blue line is the Market Signals account, and the Target Date fund is the orange line. 

Notice how the Target Date fund was down about 25% in October of 2022 while the Market Signals portfolio only dropped by 10% at its low point.  The Market Signals account was back to even by early 2023 while the Target Date portfolio was still down 20% in August of 2023.  The Market Signals account had grown by 10% by August of 2023. 

The Market Signals account generated returns of roughly 30% higher than the Target Date portfolio over this time period. 

The orange line in the graph is the "safe strategy" that was recommended to you by the professional advisors. How safe does it feel now?

And here is the hidden little secret about our Market Signals system. You will get higher returns and much more growth in your portfolio.  When you lose less money when the stock market declines, you make more.  It is simple math.

You need this kind of protection for your retirement account.  You can get it by signing up for a Market Signals subscription.  Click here to learn more and to sign up today. 

And Market Signals comes with a 100% Satisfaction Guarantee.  Because I am so confident that this system will improve your investing results and protect your savings, you can cancel at any time for any reason.  No questions.  No hassle. 

Click here to sign up now.

Happy Investing,

Phil

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Disclaimers The Beyond Buy & Hold newsletter is published and provided for informational and entertainment purposes only. We are not advising, and will not advise you personally, concerning the nature, potential, value, or suitability of any particular security, portfolio of securities, transaction, investment strategy or other matter. Beyond Buy & Hold recommends you consult a licensed or registered professional before making any investment decision.

Investing in the financial products discussed in the Newsletter involves risk. Trading in such securities can result in immediate and substantial losses of the capital invested. Past performance is not necessarily indicative of future results. Actual results will vary widely given a variety of factors such as experience, skill, risk mitigation practices, and market dynamics.