SEIZE THE OPPORTUNITY

I do what I do because tens of millions of Americans are missing out on the biggest wealth building opportunity of their lives.  Seventy five percent of Americans do not end up with enough money to retire at age 65.  And the twenty five percent that do retire with enough money could have millions more if they had managed their 401K investments properly.  We are talking about a massive opportunity here. 

Most people are so fearful and confused about investing that they make bad investment decisions and end up missing out on this opportunity.

Most of the messages put out by the media only add to that fear and confusion.

Industry regulations force financial advisors to be cautious and conservative when dealing with individual investors.

This backdrop of negativity and concern distracts from the tremendous opportunity that exists for 401K and IRA investors. 

• A 26-year-old making $50,000 per year should be able to retire with over $4 million in their 401K account by age 65 if they invest their savings properly. This compares to the typical $700,000 to $900,000 that most of these 26-year-olds will end up with at age 65.

• A 40-year-old just starting out with their 401K making $75,000 per year should be able to retire with $1.5 million in their 401K at age 65 if they invest their savings properly.  This compares to the typical $500,000 to $600,000 that most of these 40-year-olds will end up with at age 65.

With average incomes and modest 401K contributions, just about every hard-working American can and should be able to retire with millions of dollars at age 65. 

But this is not the message that people receive.  And this is not the reality for most people. 

The average 401K investor only makes about 5% per year on their investments.  People who follow industry best practices (Target Date funds) make about 6.5% per year on their investments which is better than average but still too low to create a comfortable retirement. 

Making better fund choices which we teach in this program can generate a significant increase in investment returns for people.  And having a strategy and system for dealing with stock market meltdowns (our Market Signals solution) can generate even higher returns.

It is not that difficult. 

The industry says that people need to take on higher levels of risk to achieve higher rates of return. Our solution provides higher returns AND lowers risk.

I am on a mission to spread this word and to ensure all 401K investors achieve the kind of wealth that they deserve.   

Seize the day with your 401k!

Stay Disciplined My Friends,

Phil

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Disclaimers The Beyond Buy & Hold newsletter is published and provided for informational and entertainment purposes only. We are not advising, and will not advise you personally, concerning the nature, potential, value, or suitability of any particular security, portfolio of securities, transaction, investment strategy or other matter. Beyond Buy & Hold recommends you consult a licensed or registered professional before making any investment decision.

Investing in the financial products discussed in the Newsletter involves risk. Trading in such securities can result in immediate and substantial losses of the capital invested. Past performance is not necessarily indicative of future results. Actual results will vary widely given a variety of factors such as experience, skill, risk mitigation practices, and market dynamics.