THE 401K DILEMMA

The 401K and IRA retirement programs represent the best opportunity for all Americans to generate life changing wealth.  You will not have access to the tremendous benefits of these programs anywhere else.

• Tax savings on your contributions to these accounts.

• Tax free growth over decades.

• Free money from your employer via the company match.

If managed properly, the average worker should be able to retire with a mult-million-dollar retirement nest egg.

But here’s the catch.  Most people don’t.

In fact, 25% of workers reach age 65 with no retirement savings and most people with 401K and IRA accounts retire with only about half the money they need in retirement.

As a result, people struggle in their retirement years.  Most people are forced to keep working beyond age 65 to survive.

Most people know this which is why most people have a love-hate relationship with their 401K.

THE OBSTACLES

There are many reasons why we have this 401K problem in America:

• Nobody receives the kind of training they need to take advantage of the incredible opportunity that 401Ks and IRAs offer.

• The information that is available to individual investors is confusing and not helpful.

• People are frustrated by the situation, so they avoid dealing with it.

My mission is to help as many people as possible to turn this situation around. 

It begins with the RIGHT education.  Through my posts, video courses, and books, I want to train people the right way.  There are just a few things that people need to know to become confident and successful investors.  And there are lots of pieces of investing advice that you need to ignore.

THE OPPORTUNITY

Becoming a very good investor is not that hard.  It is actually pretty easy.

The investment industry tries to make investing more complicated and more exciting than it needs to be.  That complication and excitement allows them to sell us more mediocre products and services.

There are only two things you need to do to become an excellent investor.

1. Make better investment choices – picking better funds in your 401K will improve your investment results significantly.

2. Protect your money against major losses – having a proven and effective strategy to deal with stock market collapses will increase your investment returns and allow you to sleep better at night.

By joining our Beyond Buy & Hold program and becoming part of our community, you are well on your way to doing both of these things.

The available solutions from the investment industry don’t help. Target date funds won’t help. Bonds won’t help.  International funds won’t help.  In fact, their solutions will keep your from creating a sufficient retirement nest egg.   

I developed the Market Signals investing system to help people to fix their 401Ks.  Retirement investors need both high investment returns AND protection against losses.  We have all been told that we can’t have both.  But it is possible.  My Market Signals investment system generates much higher investment returns AND keeps your money protected against the devastating losses in bear markets.

Investors who utilize Market Signals can generate multi-million-dollar retirement accounts AND keep their money safe at the same time. 

Stick with the program and we will help you get there too. 

Stay Disciplined My Friends,

Phil

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Disclaimers The Beyond Buy & Hold newsletter is published and provided for informational and entertainment purposes only. We are not advising, and will not advise you personally, concerning the nature, potential, value, or suitability of any particular security, portfolio of securities, transaction, investment strategy or other matter. Beyond Buy & Hold recommends you consult a licensed or registered professional before making any investment decision.

Investing in the financial products discussed in the Newsletter involves risk. Trading in such securities can result in immediate and substantial losses of the capital invested. Past performance is not necessarily indicative of future results. Actual results will vary widely given a variety of factors such as experience, skill, risk mitigation practices, and market dynamics.